Indicator Advisory Corporation

9 Steps to Protecting Your Wealth

2012-01-27T12:36:00.001-08:00

Good day friends:

Over the next few days I would like to share some thoughts about the process of selecting a financial advisor in a way that will best protect your wealth...and lead to greater investment success. I hope that you will find it interesting.

#!1 It is important to be sure that you have spent enough time with the potential advisor to learn the advisor's investment philosophy, investment styles and results, operational considerations and fees to that you can ACHIEVE REASONABLE EXPECTATIONS CONCERNING THE RESULTS OF YOUR INVESTMENT PLAN. (The old addage; "If it sound too good to be true..."applies.)

#2 Be sure to meet regularly with your advisor in support of the above.

More to follow...

Yours for investment success,

YourInvestorsAlly.com

Bob

Expansion employment opportunities/interview Sunday

2012-01-06T08:48:00.001-08:00

Good Day again:

Our firm has an opening for several "Business Originators", (folks in a position to refer people to our Managed Money Programs,-not present the programs). Candidates should have a financial education background or substantial investment experience.

We also seek a part-time IT intern that can work in our office 1-3 days weekly, flex-time. Any thoughts?

I have the privilege of interviewing this Sunday, (January 8th.), at 11:00 a.m. with Jerry Anderson of WTOL, Channel 11. Please provide your critique. I can take it...

Have a super weekend!

My best,

Bob

The "ho-hum" clarification

2012-01-06T08:35:00.001-08:00

Good day everyone! My last post title included the phrase; "ho-hum"...intended to be very deliberate sarcasm. This, because I felt that more than two "citizens", (as opposed to the many elected officials of the city and many union elected officials who spoke), should have exhibited enough concern to speak out against the present, flawed government proposal. Not so. Two "citizen" people of the (500) in attendance spoke. If such apathy persists we will certainly lose the post offices and downtown distribution center.

Do you feel that moving the distribution center to Detroit is wise? Should north Toledoens have to travel to the "part-time" Erie, Michigan post office to post mail? If not, please speak up. We only have until January 13 to post a letter to the following address with your valued thoughts on this important issue. Please write to:

Consumer and Industry Contact Manager

US Postal Service Norther Ohio District

2400 Orange Avenue,-Room 25

Cleveland, Ohio 44101-9631

Please give me a call if you desire a copy of my letter sent on the 5th.

The "ho-hum" clarification

2012-01-06T08:33:00.001-08:00

Consumer and Industry Contact Manager

US Postal Service Norther Ohio District

2400 Orange Avenue,-Room 25

Cleveland, Ohio 44101-9631

Please give me a call if you desire a copy of my letter sent on the 5th.

Toledo Losing Postal Service...ho-hum!

2012-01-04T17:17:00.001-08:00

Last week was the first major opportunity for the Toledo population to comment of the recent Postal Service demand to reduce facilities nationwide.The USPS plans to close Toledo's Distribution Center along with the Point Place, Manhattan and other post offices. That means that the nearest post office for north Toledo residents will be Erie, Michigan!

The Blade estimated that out of a population of 300,000...only 500 showed up for the 7:00 p.m meetin and many of those were postal union employees! There was but a single speaker that represented all ordinary citizens. This is a very sad testimment to the strident apathy that has envaded our American culture.

Congresswoman Marcy Kaptor spoke eloquently at the meeting and suggested that we are losing our liberty as a country. She begged those in attendance to run for political office. She is spot-on in her tlhinking and her comments.

It is time for all Americans to take note of the freedoms we have already lost and to work to protect those that we still cherish. Please contact me if you wish a free copy of our www.AllCan.org "Talking Points" that list many critical issues that need to be corrected to improve our living standards and promote progress in America.

I have been invited to interview on these, and other topics, this Sunday, January 8, 2012 on WTOL Channel 11 with Jerry Anderson. Please join us if you can.

We wish you all the best in the New Year!

Bob

Untitled

2011-09-15T08:59:00.001-07:00

WHO IS TO BLAME?

A September 14th. article in Investors Business Daily illuminated the fact that poverty in America is at a 17 year high with 46.2 Americans ranked as "poor" last year...the most ever in 52 years.

One in five, (22%), of children lived in poverty last year and real median income per household dropped to $49,445 from $50,599.

Employer health care shriveled by 1.5 million participants as 1.8 million were ADDED to the government insurance roles while the number of uninsured swelled to 49.9 million; up from 49 million.

Since 2007 America has lost 8.8 million jobs.The Congressional Budget Office has declared that the latest legislative request for $457 billion more for "jobs stimulus" will result in unemployment stagnating at "close to 9%", rather than the present 9.1%, through 2012.

Ultimately, we voters are to blame.

Who do you know that can help us re-launch www.AllCan.org with the grass roots educationl program supporting improved government? While this bipartisan program can help, we have a long way to go. Please take a look at the site and let me know if you wish to help straighten out our mess from the ground up. Thanks for your consideration.

Another $6 billion weight on our fragile economy...

2011-08-31T12:47:00.001-07:00

Hurricane Irene's devastation has resulted in over thirty deaths and will add another estimated $6 billion in debt to our already fragile economy. Insurance companies have been burdened with the housing crisis that resulted in thousands of vacant homes being vandalized, several forest fires and major flooding.

When do the locusts arrive?

Will Our Democracy be Corrupted?

2011-08-14T12:32:00.001-07:00

You may recall that on January 21, 2010 the Supreme Court decided that corporations and labor unions could directly and expressly advocate for, or agains, political candidates for federal office. That, in addition to the 34,000+ lobbyists in D.C. !

Could corporation and labor union money corrupt our democracy?

Does the ruling minimize our individual freedom to vote?

How might that help "kick the can down the road" re our S&P rating for the new "Super Committee"?

Go figure...

Keynes vs. Adam Smith

2011-08-12T07:48:00.001-07:00

As you will recall, it was British economist John Maynard Keynes who, in his "General Theory" writing of 1935, advocated strong government intervention in the economy. And, where has that led us?

Adam Smith, reputed to be the world's "first economist" back in the 1700's, advocated free markets...and less governement intervention. Perhaps Adam was correct! Where might that lead us?

Chairman Bernanke's August 9th. Comment is Confusing

2011-08-10T06:54:00.001-07:00

The Fed chair stated that the FOMC will hold interest rates at zero through 2013. The free market however, will likely see greater price inflation due to the Fed's massive increases in money supply. Studies looking back to 1913 reveal that interest rates tend to track inflation.

That said, even if the Fed holds rates low, it is hard to understand how interest rates throughout our economy can remain low going forward. The FOMC Jackson Hole, Wyoming meeting later this month may shed more light on the strategy. Stay tuned.

JOBS ARE THE ISSUE...GLOBALLY!

2011-08-08T17:27:00.001-07:00

My earlier suggestion today re the 'trickle-down" impact of the U.S. credit rating decline might impact Freddie Mac and Ginnie Mae has now become fact. Mortgage rates will rise...just what our troubled housing market and distressed homeowners don't need!

As mentioned in my previous comments, instead of the Fed dropping money from the air, why not employ working people to give them back the dignity that "unemployment compensation" steals? Some form of WPA should be examined. The global unrest stems from the lack of jobs. Please ask your Congressional rep if they have examined the Work Progress Administration approach as a possibility.

Reflecting on the stock market sell-off today,- while I am happy that our clients were re-positioned into bonds in a timely July fashion, I am saddened by the great number of those who experienced the 630+ point landslide decline. Future retirement plans and family growth will be damaged. And, i'm afraid that the carnage is not over. This, in an an economy with the S&P 500 index featuring corporations with average earnings over $100 per share! In a normal economy, the market would be rising.

In the final analysis, history will record that leadership was lacking. Watch what the Federal Reserve does tomorrow in their open market committee meeting... and hope that they don't create even more debt to burden our children by dumping more fiat cash into the global economy. (Princeton Economist Paul Krugman predicted a second dip recession tonight...unless Congress learns how to cooperate with their opposition.) I wish you the very best.

"Trickle-Down" Fears

2011-08-08T10:16:00.001-07:00

As though we don't have enough to worry about; consider the fact that S&P could now lower ratings on ancillary quasi-government entities, i.e. Fanny Mae and Freddie Mac. Also, municipalities and counties and states are also exposed to ratings cuts.

...It may take much longer than we anticipated to dig our way out of this economic hole. Say a prayer?

Time for WPA? ...Carpe Diem (Seize the day)

2011-08-06T07:24:00.001-07:00

Well, the S&P rating loss we alluded to last evening has now occurred and will impact us all. President Obama tried to apply lipstick to the historic error when he subsequently stated that "private sector" jobs gained 154,000. (Unfortunatly, 37,000 government jobs were lost in the same period). We noted that government jobs in 2009 averaged $39.83 per hour versus private sector employment at $27.49 according to economist Mark J. Perry http://mjperry.blogspot.com/2010/02/two-americas-public-sector-vs-private.html.Why is that so?

Time for CHANGE:

The Work Progress Administration, you may recall, was part of the New Deal back in 1935. The program poured $4.8 billion directly into the hands of working men and women. Plan Administrator Harry Hopkins was surely correct when he averred, "Give a man a dole, and you save his body and destroy his spirit. Give a man a job and you save both body and spirit."

Perhaps a combination of unemployment benefits and public works could be a formula to improve our fixed asset base while stimulating the grass roots economy directly. Past WPA projects constructed 651,087 miles of roads, streets and highways, built 124,031 bridges, 125,110 public buildings and 8,192 public parks while stimulating existing private sector businesses and increasing employment. Carpe Diem?

All the best to you.

Maniacal Markets...and a Possible Debt Rating Downgrade?

2011-08-05T16:38:00.001-07:00

With the Dow down 12% from this year's high and the "true" level of unemployment in the area of 16-17%- there is some positive news. Overpriced gasoline is finally declining by maybe 40% in cost and corporate earnings, (due to the total confusion of CEO's and board members re DC's proposed entitlement plan revisions), are up! This, of course, at the expense of additional hiring! A mixed economic bag? you bet!

The core cause might just be apathetic voters-(only 40% of registered voters cast their ballot in our last Presidential election after 18 months of costly network prelude!) One must suppose that we are experiencing our just desserts) Can http://www.allcan.org change that over time?

Perhaps with your help.

For the above fundemental reasons, a deeper recession now seems likely... unless DC finally isolates and destroys the many inefficient and duplicative programs Congress fosters for their members' constituents and minimizes foreign aid.

I have long felt that whaterver Congress legislates into law should apply EQUALLY to THEM as well. Possible ya' think? Stay tuned,- but battan down the hatches for a rough sea.

I wish you the best!

Blood in the Streets...

2011-08-04T12:26:00.001-07:00

The political posturing in Washington, combined with global financial uncertainty and a possible debt rating downgrade led us to begin investment style revisions for clients in late July. We feel that disintermediation will attract equity sale dollars to the fixed income side of our portfolios supporting bond prices. Our most aggressive clients are now only 20% in equities with assets preserved barring devaluation of the dollar.

As we point out in our latest book entitled "The Wall Street Casino", applying a tactical aspect to the very efficient "no-load" index funds allow investors to stay invested longer term while also being able to excape the wrath of rotten economies. It will be a while before we return to a more bullish mix.

I still feel that the best insurance against these economic crises lies in overcoming the voter apathy throughout the world. Tune in to http://www.allcan.org/ for a possible plan.

...on vetting political candidates

2011-08-01T07:02:00.001-07:00

Recent political posturing and the resulting delay re the debt ceiling increase supports the need to investigate the credentials and campaign platforms of political candidates in more detail.

Upon reflection, it is amazing that even the Speaker of the House could have benefitted from more information on the goals of the freshman Congress members who would not relent on their campaign promises.

http://www.allcan.org is a step in the correct direction. It is all about candidates completing a voluntary "self-survey"...before the voters cast their ballots! (The site seeks an academic to write the outline for in-home neighborhood classes explaining the two-party system, constitutional law and methods to overcome voter apathy.)

The site welcomes your continued support. You can add your suggestions at askus@allcan.org.

Diesel Truckers can Save Investment Dollars and be "Greener"?

2011-07-23T12:14:00.001-07:00

A Detroit Diesel article claims that idling your engine at truck stops is bad, cost inefficient and that doing so harms the environment. Please refer to this link for details. http://busbuilding.com/bus-conversion/diesel-engine-idling-from-an-authority-detroit-diesel/ (Let's all pull together to save money so we can keep up with the astounding inflation that is surely in our future.)

Is President Obama saner-or is it Speaker Boehner?

2011-07-23T06:17:00.001-07:00

Seems "no speak" Speaker Boehner is acting less saner while President Obama plays out his telephone drama. Both attack the aging with the plans they're waging while domestic spending seems unending,-but they're both lost on cutting wasteful costs! Check out what's valid with our "Dreadful Ed" ballad on YouTube. American deserve better...

Untitled

2011-07-21T12:36:00.001-07:00

Just went through a short power outage here in Toledo, Ohio...just after reading the attached link exhorting ample power in U.S. and Canada...?http://news.yahoo.com/u-canada-power-grids-ready-heatwave-161355829.html

Minnesota Governor Signs State Budget: Market UP!

2011-07-20T12:01:00.001-07:00

Governor Mark Dayton signed the new budget to avoid a government shut down in Minnesota. The Dow Industrials turned positive at about the same time the signing was announced. The investing public seems mesmerized by the media and fear of a national bankruptcy in spite of the provision in the 14th Amendment which, we understand, allows the President to raise the debt ceiling if forced to do so. http://news.yahoo.com/minn-governor-signs-budget-ends-state-shutdown-141049395.html

Preserve the Free Market

2011-07-18T12:03:00.001-07:00

Banks should be allowed to take the financial hit from their risky investments and should be omitted from additional quantatative easing. Let's preserve our free market. http://www.cnbc.com/id/43790916

2006-08-31T11:38:00.000-07:00

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