Is Your Vote Now Compromised?

As you know, the supreme court's "Citizens United" decision casts "corporations" equal to "humans" under the First Amendment to the Constitution. I will accept that as fact just as soon as a corporation delivers a baby!

Until then however, our votes will continue to compete with the political action committees, (PACS), and super PACS that provide billions of dollars supporting candidates of their choice...without transparency!

The Massachusetts Constitution of 1780 was correct in declaring that the body politic is founded by individuals. Our own Declaration of Independence posits that "governments are instituted among men."  Do you think that our supreme court justices are paying attention?

Expanding Industry in Our Region

Greetings:

We recentlyl had the pleasure of presenting a proposal for study regarding the possible expansion of industrial growth in a three-state area through the deployment of "interest groups". These groups could be chambers of commerce, business organizations or service clubs throughout the region.

The ultimate goal of such an effort is to rebuild our indusrial base as the Asian nations standard of living catches up with ours in America. As of February, 2012, I feel that we are almost there and that the time is ripe for expansion. We are blessed with trillions of U.S. investment dollars on the sidelines...searclhing for opportunity. We have the "venture capital"connection and entrepreneurs are begging for understanding, protection and assistance.

We welcome your thoughts and invite you to join us in this exciting endeavor. Simply e-mail or give me a call if you wish to learn more. Let's build together!

More on Wealth Protection...

Good Day again:

At last; continuing the list of safeguards to employ when selecting an Investment Advisor we add the following:

6. Be certain that the money manager has a separate "custodian" watching over the cash and securities that the manager is managing. Never allow the manager to custody any assets. The custodian should furnish interim financial statements as well. That's a great cross-check to prohibit fraud.

7.Avoid retail sales commissions charged by stock brokers who may call themselves 
"Investment Advisors". True advisors have a fiduciary responsibility to serve your needs above all,-stock brokers only have a "suitablilty" requirement. Also, their commissions present an obvious conflict of interest.

8.Demand an "Investment Policy Statement" that outlines all details of your relationship as well as the "Statement of Additional Information" for any mutual fund recommendation. You must go beyond the "Prospectus" which, incidently, you must read.

9. Make sure that you understand all the details of your Management Agreement and Advisor Forms ADV Part II before engaging the Advisor. That's it. Hope these safeguards might help you.

Yours for better investing,

 

Bob 

 

More on Wealth Protection...

Good Day again:

At last; continuing the list of safeguards to employ when selecting an Investment Advisor we add the following:

6. Be certain that the money manager has a separate "custodian" watching over the cash and securities that the manager is managing. Never allow the manager to custody any assets. The custodian should furnish interim financial statements as well. That's a great cross-check to prohibit fraud.

7.Avoid retail sales commissions charged by stock brokers who may call themselves 
"Investment Advisors". True advisors have a fiduciary responsibility to serve your needs above all,-stock brokers only have a "suitablilty" requirement. Also, their commissions present an obvious conflict of interest.

8.Demand an "Investment Policy Statement" that outlines all details of your relationship as well as the "Statement of Additional Information" for any mutual fund recommendation. You must go beyond the "Prospectus" which, incidently, you must read.

9. Make sure that you understand all the details of your Management Agreement and Advisor Forms ADV Part II before engaging the Advisor. That's it. Hope these safeguards might help you.

Yours for better investing,

 

Bob 

 

9 Steps to Protecting Your Wealth

Good day friends:

Over the next few days I would like to share some thoughts about the process of selecting a financial advisor in a way that will best protect your wealth...and lead to greater investment success. I hope that you will find it interesting.

#!1 It is important to be sure that you have spent enough time with the potential advisor to learn the advisor's investment philosophy, investment styles and results, operational considerations and fees to that you can ACHIEVE REASONABLE EXPECTATIONS CONCERNING THE RESULTS OF YOUR INVESTMENT PLAN. (The old addage; "If it sound too good to be true..."applies.)

#2  Be sure to meet regularly with your advisor in support of the above.

More to follow...

 

Yours for investment success,

YourInvestorsAlly.com

 

Bob

 

Expansion employment opportunities/interview Sunday

Good Day again:

Our firm has an opening for several "Business Originators", (folks in a position to refer people to our Managed Money Programs,-not present the programs). Candidates should have a financial education background or substantial investment experience.

We also seek a part-time IT intern that can work in our office 1-3 days weekly, flex-time. Any thoughts?

I have the privilege of interviewing this Sunday, (January 8th.), at 11:00 a.m. with Jerry Anderson of WTOL, Channel 11. Please provide your critique. I can take it...

Have a super weekend!

My best,

Bob

 

 

 

The "ho-hum" clarification

Good day everyone! My last post title included the phrase; "ho-hum"...intended to be very deliberate sarcasm. This, because I felt that more than two "citizens", (as opposed to the many elected officials of the city and many union elected officials who spoke), should have exhibited enough concern to speak out against the present, flawed government proposal. Not so. Two "citizen" people of the (500) in attendance spoke. If such apathy persists we will certainly lose the post offices and downtown distribution center.

Do you feel that moving the distribution center to Detroit is wise? Should north Toledoens have to travel to the "part-time" Erie, Michigan post office to post mail? If not, please speak up. We only have until January 13 to post a letter to the following address with your valued thoughts on this important issue. Please write to:

Consumer and Industry Contact Manager

US Postal Service Norther Ohio District

2400 Orange Avenue,-Room 25

Cleveland, Ohio 44101-9631

Please give me a call if you desire a copy of my letter sent on the 5th. 

 

 

The "ho-hum" clarification

Good day everyone! My last post title included the phrase; "ho-hum"...intended to be very deliberate sarcasm. This, because I felt that more than two "citizens", (as opposed to the many elected officials of the city and many union elected officials who spoke), should have exhibited enough concern to speak out against the present, flawed government proposal. Not so. Two "citizen" people of the (500) in attendance spoke. If such apathy persists we will certainly lose the post offices and downtown distribution center.

Do you feel that moving the distribution center to Detroit is wise? Should north Toledoens have to travel to the "part-time" Erie, Michigan post office to post mail? If not, please speak up. We only have until January 13 to post a letter to the following address with your valued thoughts on this important issue. Please write to:

Consumer and Industry Contact Manager

US Postal Service Norther Ohio District

2400 Orange Avenue,-Room 25

Cleveland, Ohio 44101-9631

Please give me a call if you desire a copy of my letter sent on the 5th. 

 

 

Toledo Losing Postal Service...ho-hum!

Last week was the first major opportunity for the Toledo population to comment of the recent Postal Service demand to reduce facilities nationwide.The USPS plans to close Toledo's Distribution Center along with the Point Place, Manhattan and other post offices. That means that the nearest post office for north Toledo residents will be Erie, Michigan!

The Blade estimated that out of a population of 300,000...only 500 showed up for the 7:00 p.m meetin and many of those were postal union employees! There was but a single speaker that represented all ordinary citizens. This is a very sad testimment to the strident apathy that has envaded our American culture.

Congresswoman Marcy Kaptor spoke eloquently at the meeting and suggested that we are losing our liberty as a country. She begged those in attendance to run for political office. She is spot-on in her tlhinking and her comments. 

It is time for all Americans to take note of the freedoms we have already lost and to work to protect those that we still cherish. Please contact me if you wish a free copy of our www.AllCan.org "Talking Points" that list many critical issues that need to be corrected to improve our living standards and promote progress in America.

I have been invited to interview on these, and other topics, this Sunday, January 8, 2012 on WTOL Channel 11 with Jerry Anderson. Please join us if you can.

We wish you all the best in the New Year! 

Bob 

 

Untitled

WHO IS TO BLAME?

A September 14th. article in Investors Business Daily illuminated the fact that poverty in America is at a 17 year high with 46.2 Americans  ranked as "poor" last year...the most ever in 52 years.

One in five, (22%), of children lived in poverty last year and real median income per household dropped to $49,445 from $50,599.

Employer health care shriveled by 1.5 million participants as 1.8 million were ADDED to the government insurance roles while the number of uninsured swelled to 49.9 million; up from 49 million.

Since 2007 America has lost 8.8 million jobs.The Congressional Budget Office has declared that the latest legislative request for $457 billion more for "jobs stimulus" will result in unemployment stagnating at "close to 9%", rather than the present 9.1%,  through 2012.

Ultimately, we voters are to blame.

Who do you know that can help us re-launch www.AllCan.org with the grass roots educationl program supporting improved government? While this bipartisan program can help, we have a long way to go. Please take a look at the site and let me know if you wish to help straighten out our mess from the ground up. Thanks for your consideration.

 

Another $6 billion weight on our fragile economy...

Hurricane Irene's devastation has resulted in over thirty deaths and will add another estimated $6 billion in debt to our already fragile economy. Insurance companies have been burdened with the housing crisis that resulted in thousands of vacant homes being vandalized, several forest fires and major flooding.

When do the locusts arrive?